Login last pass11/19/2023 ![]() ![]() ![]() Otherwise, you'll need a debit card with the Visa or MasterCard logo associated with a U.S. Bancorp, and Wells Fargo.ĮWS released Zelle, its consumer-focused digital payment platform, in late 2017 and announced it would shut down clearXchange's peer-to-peer platform by the end of the year and replace it with the Zelle app.Īlthough the Zelle app is available on the App Store and Google Play Store, people who have an account in a participating bank must use the payment system through the bank app. banks: Bank of America, Capital One Financial, JPMorgan Chase, PNC Financial Services Group, Truist Financial, U.S. The company is owned by seven of the largest U.S. EWS is a financial intelligence service that facilitates identity and authentication solutions, along with other fraud prevention services for digital payments. ![]() Over the next several years, clearXchange added additional banks and credit unions to its service and announced real-time payments (though some payments could take up to five days to clear).ĬlearXchange was sold to Early Warning Services (EWS) in early 2016. The digital payments network, initially called clearXchange, was created in 2011 by Bank of America, JPMorgan Chase, and Wells Fargo to facilitate digital P2P, business-to-consumer, and government-to-consumer payments. Zelle is a peer-to-peer payment (P2P) app that's available in the U.S. We walk you through our top tips for avoiding Zelle scams, explain what to do if you are scammed, and cover a few common scams you should look out for. If you want to buy a new-to-you Google Pixel 6 Pro (or something similar) from a local seller and pay with Zelle, keep reading In this guide. However, that doesn't mean that Zelle is impervious to scammers. ![]()
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